GRIP Resources
Clarity today. Confidence for tomorrow.
Take The Risk Assessment Quiz
As you approach retirement, one of the biggest questions you may have is: Am I taking too much—or too little—risk with my investments?
Without a clear understanding of your risk tolerance, your retirement savings could be exposed to unnecessary volatility—or not growing enough to sustain your lifestyle.
At GRIP Financial, we help pre-retirees and retirees like you determine their risk score and ensure their investments align with their retirement goals.
Take the Risk Assessment quiz to find out your risk score.
Frequently Asked Questions
Yes. Being a fiduciary is the highest standard in the industry. It means we choose the very best of all available options for your plan, not just the acceptable options.
Yes. We are not limited to the preferred options of an investment or insurance company motivated to sell their own products. We have the liberty to choose the best solutions for you.
We are “planning-first” advisors. A successful retirement plan consists of many pieces that all work together to make the most of the assets you have worked hard to accumulate.
We set a strategic plan in place by looking at your unique situation and big-picture goals, and we pull the pieces together by taking a deliberate and tactical approach to maximize the results.
We monitor the results and continue to meet with you so that when circumstances change, your plan adjusts accordingly. You get a planner, not just a plan.
Tax planning is often overlooked, but for many retirees, taxes are the biggest expense.
Strategically planning for taxes in every piece of the retirement puzzle is a key way to improve your after-tax cash flow.
Implementing tax strategies can make a material difference in passing savings on to your beneficiaries.
Those who are nearing or in retirement, typically between 55 and 68.
Those who have accumulated $1 to $8MM in retirement savings, including 401k, IRAs, brokerage accounts, cash value of pensions, mutual funds, old annuities, cash, proceeds from business sale, etc.
Medical practice and other business owners liquidating business and real estate assets.
Executives with stock-based and deferred-based compensation plans.
Medical professionals and high-income earners who need to convert accumulated assets into retirement cash flow.
Because we focus on where we can deliver the most value, clients with a minimum of $500k in assets will benefit most from our services.
First, we get to know you and create a comprehensive financial plan based on your goals and current financial picture. We build on our relationship by offering two annual strategy meetings and sending proactive, ongoing communication and updates.
We believe in transparent fees. GRIP is a fee-based firm, meaning that our fees are a percentage based on the amount of assets we manage. Generally, the more assets we manage, the lower the fee rate.
- 1.65% – 2% – less than .5MM (exception only)
- 1.45% – 0.5MM to 0.75MM
- 1.35% – 0.75MM to 1MM
- 1.25% – 1MM to 2MM
- 1.00% – 2MM to 3MM
- 0.90% – 3MM to 5MM
- 0.80% – $5MM+
We do not just create a one-time plan. With fee-based planning, we can continually assess your needs and provide management and solutions accordingly. We work to keep the plan current and implement investment and tax strategies to deliver your best outcome.
We prioritize getting to know each client and focus our time and attention on developing your individualized, strategic retirement plan.
We currently do not offer tax prep services. Our focus on tax strategy looks ahead many years to maximize tax efficiency in every aspect of your plan.
We combine similar access to the scale and resources of industry leaders with the personal attention and detail of a boutique firm. We are not boxed in to limited investment options.
We recommend these options only when they best fit your plan. We ensure you know the benefits and limitations so that we choose the right fit for your retirement goals.
We identify how much you will need to draw from your portfolio over time and make strategic investment choices, whether conservative or growth-oriented, based on your risk tolerance and plan.
Join the waiting list for our next Retirement Ready Workshop.
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Take the first step toward a confident retirement.